Solutions — AI Patient Financials
Text-to-Pay Patient Collections —
AR from 100 Days to 15
Murphi.ai reads AR from your EHR, sends SMS payment links, and posts collections back automatically. Provider paid within 48 hours. Bad debt reduced by 75%.
Module Status
✓ Live — Production Ready
Text-to-pay — no app required
ACH · Credit · Debit · QR Code
Provider paid within 48 hours
Everyware gateway integrated
EHR AR read & post-back
All segments · Any EHR
How It Works
AR to Bank Account in Four Steps
Murphi.ai reads your outstanding AR, sends payment links automatically, and posts collected payments back to your EHR — all without manual intervention.
1
Read AR
Murphi.ai reads outstanding patient-responsible balances directly from your EHR — co-pays, deductibles, coinsurance, and private-pay balances.
2
Send Link
Patients receive a personalized SMS payment link — no app download, no account creation. Works on any smartphone. 60% patient response rate.
3
Patient Pays
Patients pay via ACH, credit card, debit card, or QR code. Secure, PCI-compliant, processed via the Everyware payment gateway.
4
Auto Post-Back
Payment is posted back to the EHR automatically. Provider receives funds within 48 hours. AR cycle drops from 100+ days to 15 days.
Payment Methods
Every Way Your Patients Want to Pay
Text-to-Pay
SMS payment link sent directly to the patient's phone. No app download, no account required. Patients click, review their balance, and pay in under 60 seconds.
QR Code
QR code at point of service — in the waiting room, on a statement, or on a discharge summary. Patient scans and pays immediately on their device.
ACH / Bank Transfer
Direct bank account payment — lower processing fees, ideal for larger balances. Patients enter routing and account number once. Future payments remembered.
Credit & Debit Card
All major credit and debit cards accepted. PCI-compliant processing via Everyware gateway. Tokenized card-on-file for future payments.
Payment Plans
Configure installment payment plans for larger balances. Patients agree to a schedule — Murphi.ai sends reminders and processes each installment automatically.
Auto Post-Back
Every collected payment posts back to the EHR automatically — no manual reconciliation, no rekeying. AR updated in real time.
Outcomes
What Providers Experience
75%
Bad debt reduction
15 days
AR cycle (from 100+)
48 hrs
Funds in bank account
60%
Patient response rate
"Our patients love to use the app and communicate easily over texting vs. calling and waiting on hold. We have greatly increased our response time and decreased our call volume and hold times."
Administration, AAIC
Who It Serves
Works Across Every Care Setting
AI Patient Financials is the only Murphi.ai module that serves every segment — any patient-responsible balance, any care setting, any EHR.
Home Health Agencies
Hospice Organizations
Health Systems
Primary Care Practices
Specialty Clinics
Behavioral Health
CHCs / FQHCs
Private Duty Nursing
DME Providers
SNFs
See What Murphi.ai Can Do for Your Organization
Tell us your care setting and we'll show you exactly what Murphi.ai delivers — a live demo tailored to your workflows.